Types of Financial Aid

Promise Programs

Promise Programs

Promise programs offer first-time, full-time students one year of tuition-free education at our college. Learn more about the Los Rios Promise program.

Promise Programs

Grants

Grants

Grants are a great type of financial aid because you don’t typically have to pay them back. Grants come from either the federal or state government.

Grants

Veterans' Benefits and Programs

Veterans' Benefits and Programs

American River College assists veterans, reservists, and dependents of service-connected disabled or deceased veterans with their educational benefits.

Veterans' Benefits

Federal Direct Loans

Federal Direct Loans

A direct loan is money you borrow from the federal government that you have to pay back with interest. We encourage students to apply for grants and scholarships before taking out a student loan.

Direct Loans

Private Loans

Private Loans

A private loan is money you borrow from a private lender that you have to pay back with interest. We encourage students to apply for grants and scholarships before taking out a student loan.

Private Loans

Federal Work-Study

Federal Work-Study

The federal work-study (FWS) program provides jobs to students to help them pay for their educational expenses. You will be notified via eServices if you are eligible for FWS.

Federal Work-Study

Scholarships

Scholarships

A scholarship is a monetary gift to assist in financing your higher education. Students do their own independent research to find available resources.

Find Out More